Review Your Credit Report.

Presumably this one is from the same people that sent the earlier Alliance&Leciester email as they have both targetted commercial bank customers. Again, it's not got the old 'do it or else threat' and this time it appears to be an offer of something worthwhile for free, and would be totally believable. If it wasn't for the fact that we are not customers of them, then I would have to check carefully that it's not genuine!

Pointers that it is fake:
- we don't bank with them
- not personalised in the Dear ... field
- not personalised in the email to field - that was left blank
- the links go to an ip address, not to the alliance & leicester website

If you are interested in a free Credit Report, which is what the fake email offers, then I can recommend Credit Expert, which I have tried out myself.

Here's the email:

Dear Alliance & Leicester Commercial Bank Customer,

Making sure that the information contained in your credit report is correct is an important part of managing your finances. A recently enacted program enables you to receive a free annual credit report from each of the three reporting agencies. You can take advantage of this program at our website clicking on:

Review Your Credit Report

A good practice is to request a credit report from one of the three reporting agencies every four months to ensure that the information is accurate and consistent. A solid credit record and an accurate credit report are valuable assets. We encourage you to take a moment to check yours today.

Thank you for using © Alliance & Leicester Commercial Bank!

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